and I am a financial coach.
But I wasn’t always a financial coach. In fact, I used to be a financial mess. I earned good money at my software development job but had thousands of dollars in consumer debt. I bought clothes I never wore. I bought shiny expensive toys, got bored with them, and then bought new shiny expensive toys. I lived in a bigger house than I needed. I went out to eat all the time. I bought a new car to avoid having to deal with repairing the old car. I threw money at problems instead of taking ownership and learning valuable skills.
Then I cleaned up my act. I killed the debt for good. I cut out the emotional spending, downsized my life, and increased my savings. I focused my power and energy on the goal of financial independence. At the age of 44 I quit my job. I never need to work for the money ever again, and it feels great! I have more freedom than I ever dreamed was possible. Now I help others improve their financial mastery and get more of what they want in life.
What is a financial coach?
Let’s start with what a financial coach is not. It is not a financial advisor or planner. They get paid for managing your money and selling investment products. They will also discuss financial goals with you and help you plan for the future, but the way they get paid is to get your money invested with them. These are valuable services, but coaching works differently.
A financial coach works on education, accountability, and transformation. I do not manage your money or sell you investment products. My only purpose is to help you get you the results you want. We dive deep into your personal values and what motivates you. We uncover your money habits and work toward improving them to reach your goals. We work with tools and spreadsheets. The numbers are important. But even more important is your money mindset and motivation. The best tool in the world will not help you reach your goals if you don’t use it.
